How to exchange XRP for USDC ERC20 safely and at a good rate
Exchanging XRP for USDC ERC20 locks in the dollar value of your XRP and takes price swings out of the picture. At ROVEN exchange you receive USDC straight to your own wallet at a rate known in advance.
XRP is the coin of the XRP Ledger, built for fast international payments between banks and people. USDC ERC20 is Circle’s regulated stablecoin on Ethereum, with reserves attested monthly.
Why swap XRP for USDC ERC20
Moving into USDC ERC20 protects your capital from a drop in XRP and makes settlements simpler: dollar amounts are clear to everyone involved. USDC is convenient for settlements, storage and moving funds between platforms.
Networks and addresses
| You send XRP | You receive USDC ERC20 | |
|---|---|---|
| Network | XRP Ledger | Ethereum (ERC20) |
| Address | “r…”, 25–35 characters | “0x” + 40 characters |
| Network speed | a transfer confirms in 3–5 seconds | a block comes every 12 seconds |
| Memo / tag | Required, from the order | Not needed |
What to watch out for
- When sending XRP, be sure to include the destination tag from the order.
- USDC ERC20 arrives at a “0x…” address; keep a little ETH in the wallet for future transfers.
- When sending XRP, include the memo from the order, or the payment will have to be traced manually.
- The rate is locked for 30 minutes: send XRP within that time and you’ll receive exactly the amount shown in the order.
How long the swap takes
Swap speed depends on both networks. On XRP Ledger, a transfer confirms in 3–5 seconds; on Ethereum (ERC20), a block comes every 12 seconds. The whole XRP to USDC ERC20 swap usually takes 5 to 30 minutes once your transfer is confirmed.
Right now ROVEN exchange swaps XRP for USDC ERC20 at 1 XRP = 1.31208 USDC, with a minimum of 15.384615 XRP. Fill in the form above: no sign-up is needed, and you can track the order status online.
