Swapping Tether for XRP: what you need to know
If you hold USDT BEP20 and want XRP, you don’t need an exchange account. At ROVEN exchange the swap takes a few minutes: you see the final amount in advance, and an operator checks every order by hand.
USDT BEP20 is the Tether stablecoin on BNB Smart Chain, with fast and cheap transfers. XRP is the coin of the XRP Ledger, built for fast international payments between banks and people.
Why swap USDT BEP20 for XRP
A stablecoin is a handy way to hold dollars, but to benefit from market growth or use the XRP Ledger network you need XRP itself. XRP was built for fast, cheap transfers, which makes it handy for payments.
Networks and addresses
| You send USDT BEP20 | You receive XRP | |
|---|---|---|
| Network | BNB Smart Chain (BEP20) | XRP Ledger |
| Address | “0x” + 40 characters | “r…”, 25–35 characters |
| Network speed | a block comes every few seconds | a transfer confirms in 3–5 seconds |
| Memo / tag | Not needed | Only for an exchange address |
What to watch out for
- Send USDT on BNB Smart Chain (BEP20), not Ethereum — the addresses look identical.
- A new XRP address is activated only after it receives the 1 XRP reserve.
- If you’re receiving XRP to an exchange address, be sure to enter that exchange’s memo.
- To send USDT your wallet needs some BNB to pay the network fee.
- Send the exact amount from the order and do it within 30 minutes, while the locked rate is valid.
How long the swap takes
Swap speed depends on both networks. On BNB Smart Chain (BEP20), a block comes every few seconds; on XRP Ledger, a transfer confirms in 3–5 seconds. The whole USDT BEP20 to XRP swap usually takes 5 to 30 minutes once your transfer is confirmed.
The current rate is 1 USDT = 0.84074 XRP and the minimum amount is 20 USDT. Create an order in the form above, and ROVEN exchange will send swap updates by email or Telegram.
