How to exchange USDT TRC20 for XRP safely and at a good rate
Exchanging USDT TRC20 for XRP is a simple way to buy XRP with a stablecoin — no exchange account and no order book. You send USDT, and ROVEN exchange pays out XRP at the rate locked when the order is created.
USDT TRC20 is the most popular version of the Tether stablecoin, issued on the low-fee Tron network. XRP is the coin of the XRP Ledger, built for fast international payments between banks and people.
Why swap USDT TRC20 for XRP
Buying through an exchanger skips exchange withdrawals and withdrawal limits: XRP lands straight in your personal wallet. XRP was built for fast, cheap transfers, which makes it handy for payments.
Networks and addresses
| You send USDT TRC20 | You receive XRP | |
|---|---|---|
| Network | Tron (TRC20) | XRP Ledger |
| Address | “T” + 33 characters | “r…”, 25–35 characters |
| Network speed | a block comes every 3 seconds | a transfer confirms in 3–5 seconds |
| Memo / tag | Not needed | Only for an exchange address |
What to watch out for
- Send USDT on TRC20 specifically: USDT from other networks won’t be credited to this address.
- A new XRP address is activated only after it receives the 1 XRP reserve.
- If you’re receiving XRP to an exchange address, be sure to enter that exchange’s memo.
- To send USDT your wallet needs some TRX to pay the network fee.
- The rate is locked for 30 minutes: send USDT within that time and you’ll receive exactly the amount shown in the order.
How long the swap takes
Swap speed depends on both networks. On Tron (TRC20), a block comes every 3 seconds; on XRP Ledger, a transfer confirms in 3–5 seconds. The whole USDT TRC20 to XRP swap usually takes 5 to 30 minutes once your transfer is confirmed.
Right now ROVEN exchange swaps USDT TRC20 for XRP at 1 USDT = 0.84074 XRP, with a minimum of 20 USDT. Fill in the form above: no sign-up is needed, and you can track the order status online.