Swapping Tether for Stellar: what you need to know
Exchanging USDT TRC20 for XLM is a simple way to buy Stellar with a stablecoin — no exchange account and no order book. You send USDT, and ROVEN exchange pays out XLM at the rate locked when the order is created.
USDT TRC20 is the most popular version of the Tether stablecoin, issued on the low-fee Tron network. Stellar (XLM) is a network for international payments and tokenised currencies with sub-cent fees.
Why swap USDT TRC20 for XLM
Buying through an exchanger skips exchange withdrawals and withdrawal limits: XLM lands straight in your personal wallet. Stellar was built for fast, cheap transfers, which makes it handy for payments.
Networks and addresses
| You send USDT TRC20 | You receive XLM | |
|---|---|---|
| Network | Tron (TRC20) | Stellar |
| Address | “T” + 33 characters | “G…”, 56 characters |
| Network speed | a block comes every 3 seconds | a transfer confirms in 5–6 seconds |
| Memo / tag | Not needed | Only for an exchange address |
What to watch out for
- Send USDT on TRC20 specifically: USDT from other networks won’t be credited to this address.
- A new Stellar account is activated only after it receives 1 XLM.
- If you’re receiving XLM to an exchange address, be sure to enter that exchange’s memo.
- To send USDT your wallet needs some TRX to pay the network fee.
- The rate is locked for 30 minutes: send USDT within that time and you’ll receive exactly the amount shown in the order.
How long the swap takes
Swap speed depends on both networks. On Tron (TRC20), a block comes every 3 seconds; on Stellar, a transfer confirms in 5–6 seconds. The whole USDT TRC20 to XLM swap usually takes 5 to 30 minutes once your transfer is confirmed.
Right now ROVEN exchange swaps USDT TRC20 for XLM at 1 USDT = 6.268657 XLM, with a minimum of 20 USDT. Fill in the form above: no sign-up is needed, and you can track the order status online.
