How to exchange XLM for USDT BEP20 safely and at a good rate
When you want to take profit or preserve the value of Stellar, a stablecoin is the easiest place to go. ROVEN exchange swaps XLM for USDT BEP20 at a fixed rate, with no sign-up and no verification.
Stellar (XLM) is a network for international payments and tokenised currencies with sub-cent fees. USDT BEP20 is the Tether stablecoin on BNB Smart Chain, with fast and cheap transfers.
Why swap XLM for USDT BEP20
A stablecoin holds its dollar value, so USDT BEP20 is a convenient place to lock in profit, pay counterparties and sit out volatility. USDT is convenient for settlements, storage and moving funds between platforms.
Networks and addresses
| You send XLM | You receive USDT BEP20 | |
|---|---|---|
| Network | Stellar | BNB Smart Chain (BEP20) |
| Address | “G…”, 56 characters | “0x” + 40 characters |
| Network speed | a transfer confirms in 5–6 seconds | a block comes every few seconds |
| Memo / tag | Required, from the order | Not needed |
What to watch out for
- When sending XLM, paste the memo from the order — that’s how the payment is matched automatically.
- Make sure your wallet or exchange accepts USDT on BEP20 specifically.
- When sending XLM, include the memo from the order, or the payment will have to be traced manually.
- Send the exact amount from the order and do it within 30 minutes, while the locked rate is valid.
How long the swap takes
Swap speed depends on both networks. On Stellar, a transfer confirms in 5–6 seconds; on BNB Smart Chain (BEP20), a block comes every few seconds. The whole XLM to USDT BEP20 swap usually takes 5 to 30 minutes once your transfer is confirmed.
The current rate is 1 XLM = 0.175875 USDT and the minimum amount is 117.647059 XLM. Create an order in the form above, and ROVEN exchange will send swap updates by email or Telegram.
