Swapping USD Coin for Stellar: what you need to know
Exchanging USDC TRC20 for XLM is a simple way to buy Stellar with a stablecoin — no exchange account and no order book. You send USDC, and ROVEN exchange pays out XLM at the rate locked when the order is created.
USDC TRC20 is the Tron version of the USDC stablecoin; since 2024 Circle no longer issues new tokens on this network. Stellar (XLM) is a network for international payments and tokenised currencies with sub-cent fees.
Why swap USDC TRC20 for XLM
Buying through an exchanger skips exchange withdrawals and withdrawal limits: XLM lands straight in your personal wallet. Stellar was built for fast, cheap transfers, which makes it handy for payments.
Networks and addresses
| You send USDC TRC20 | You receive XLM | |
|---|---|---|
| Network | Tron (TRC20) | Stellar |
| Address | “T” + 33 characters | “G…”, 56 characters |
| Network speed | a block comes every 3 seconds | a transfer confirms in 5–6 seconds |
| Memo / tag | Not needed | Only for an exchange address |
What to watch out for
- Send USDC on TRC20 specifically and check that it’s Circle’s official contract.
- A new Stellar account is activated only after it receives 1 XLM.
- If you’re receiving XLM to an exchange address, be sure to enter that exchange’s memo.
- To send USDC your wallet needs some TRX to pay the network fee.
- The rate is locked for 30 minutes: send USDC within that time and you’ll receive exactly the amount shown in the order.
How long the swap takes
Swap speed depends on both networks. On Tron (TRC20), a block comes every 3 seconds; on Stellar, a transfer confirms in 5–6 seconds. The whole USDC TRC20 to XLM swap usually takes 5 to 30 minutes once your transfer is confirmed.
Right now ROVEN exchange swaps USDC TRC20 for XLM at 1 USDC = 6.246282 XLM, with a minimum of 20 USDC. Fill in the form above: no sign-up is needed, and you can track the order status online.
