Swapping Stellar for USD Coin: what you need to know
Exchanging XLM for USDC TRC20 locks in the dollar value of your Stellar and takes price swings out of the picture. At ROVEN exchange you receive USDC straight to your own wallet at a rate known in advance.
Stellar (XLM) is a network for international payments and tokenised currencies with sub-cent fees. USDC TRC20 is the Tron version of the USDC stablecoin; since 2024 Circle no longer issues new tokens on this network.
Why swap XLM for USDC TRC20
Moving into USDC TRC20 protects your capital from a drop in XLM and makes settlements simpler: dollar amounts are clear to everyone involved. USDC is convenient for settlements, storage and moving funds between platforms.
Networks and addresses
| You send XLM | You receive USDC TRC20 | |
|---|---|---|
| Network | Stellar | Tron (TRC20) |
| Address | “G…”, 56 characters | “T” + 33 characters |
| Network speed | a transfer confirms in 5–6 seconds | a block comes every 3 seconds |
| Memo / tag | Required, from the order | Not needed |
What to watch out for
- When sending XLM, paste the memo from the order — that’s how the payment is matched automatically.
- Before receiving USDC TRC20, make sure your exchange or wallet still supports this token.
- When sending XLM, include the memo from the order, or the payment will have to be traced manually.
- The rate is locked for 30 minutes: send XLM within that time and you’ll receive exactly the amount shown in the order.
How long the swap takes
Swap speed depends on both networks. On Stellar, a transfer confirms in 5–6 seconds; on Tron (TRC20), a block comes every 3 seconds. The whole XLM to USDC TRC20 swap usually takes 5 to 30 minutes once your transfer is confirmed.
Right now ROVEN exchange swaps XLM for USDC TRC20 at 1 XLM = 0.176505 USDC, with a minimum of 117.647059 XLM. Fill in the form above: no sign-up is needed, and you can track the order status online.
