Swapping USD Coin for Bitcoin: what you need to know
If you hold USDC ERC20 and want Bitcoin, you don’t need an exchange account. At ROVEN exchange the swap takes a few minutes: you see the final amount in advance, and an operator checks every order by hand.
USDC ERC20 is Circle’s regulated stablecoin on Ethereum, with reserves attested monthly. Bitcoin (BTC) is the first and largest cryptocurrency, with a capped supply of 21 million coins.
Why swap USDC ERC20 for BTC
A stablecoin is a handy way to hold dollars, but to benefit from market growth or use the Bitcoin network you need BTC itself. Bitcoin is most often bought for long-term holding as “digital gold”.
Networks and addresses
| You send USDC ERC20 | You receive BTC | |
|---|---|---|
| Network | Ethereum (ERC20) | Bitcoin |
| Address | “0x” + 40 characters | “bc1…”, “1…” or “3…” |
| Network speed | a block comes every 12 seconds | a block comes roughly every 10 minutes |
| Memo / tag | Not needed | Not needed |
What to watch out for
- Send USDC on Ethereum, not Base, Polygon or Solana — those are different versions of the token.
- A Bitcoin address starts with “bc1”, “1” or “3” — don’t confuse it with a Bitcoin Cash address.
- To send USDC your wallet needs some ETH to pay the network fee.
- Send the exact amount from the order and do it within 30 minutes, while the locked rate is valid.
How long the swap takes
Swap speed depends on both networks. On Ethereum (ERC20), a block comes every 12 seconds; on Bitcoin, a block comes roughly every 10 minutes. The whole USDC ERC20 to BTC swap usually takes 5 to 30 minutes once your transfer is confirmed.
The current rate is 1 BTC = 73 297.12 USDC and the minimum amount is 50 USDC. Create an order in the form above, and ROVEN exchange will send swap updates by email or Telegram.
